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Self-Employed Mortgages

Let Me Guide You to Get the Best Self-Employed Mortgage in Ontario

Whether you have been in business for years or just starting out, being self-employed can be an exciting and rewarding situation. 
Like paying less tax through write-offs and paying yourself personally differently than you would if you were employed by a company.  When this happens, you often show earnings much less than you actually earn, making how much you qualify for in a mortgage much less and challenging.  (line 150 or line 15000 (since 2020) of your personal tax return).  
Depending on your situation, we have multiple lenders and solutions who will look at your unique situation differently and assess your personal and professional position to provide you with the best solution possible.  This could still be at a bank, at an alternative lender, Mortgage Invest Corporation (MIC), or with a Private Lender. 
Figuring out how best to position yourself and navigate which lenders are best for you can be daunting.  This is where working with a broker has many advantages.  I will guide you through every step of the way to ensure you maximize your position in the eyes of the lenders to get what you need most.

Helping self-employed individuals is what we specialize in.

Apply today. I'll help you every step of the way

Get Started by​ scheduling a FREE no-obligation consultation by clicking on the button or fill out the form below.  I will be calling you very soon!

Some of the Company We Keep


You Deserve A Better Mortgage.  I Can Help.

I'm not your typical mortgage agent and that's a good thing

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Steven Himelfarb

Vice President of Sales

Mortgage Agent Level 2

(416) 450-3171

LIC# 12662

Stress-Free and Empowering

I work for you and not the banks or any other lender. I provide unbiased and trusted expert advice to help you get better results.

I'm responsive, responsible, and professional

I'm super fast.  I'm with you every step of the way until we get you approved. 

Best Rates

my Bank rates are even better than the Bank!  My experience, relationships, and understanding on how to negotiate with the Banks, Monoline Lenders, Alternative Lenders and Private Lenders allow me to get you the best rate based on your unique situation.

Be Confident

This industry and the market is always changing.  You are coming to me because it is my job to know all the changes and how to structure and leverage them to your benefit and get you approved.

Specializing in Private Mortgages and Alternative Lending

over 14 years of experience in getting mortgages approved in this space.  It's what we specialize in.  I have over 60+ private lenders that compete for your business which helps keep traditionally high rates and fees, low.

Education and Experience

You aren't just getting a mortgage, as a mortgage professional I will teach you how to position yourself for wealth and beyond.  I'm part of a top independent brokerage that has won several industry awards.


I've got a mortgage for that. Great credit, bad credit, self-employed, new to name it, I've got you covered all over Ontario.

Technologically Advanced

Everything is virtually digital.  We speak, sign, and complete everything using digital platforms.  Get a mortgage anywhere.

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