Let Me Guide You to Get the Best Mortgage When Buying a Home in Ontario
Congratulations!
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You have decided to make one of the biggest investments of your life.
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You have come to the right place! I will educate and walk you through the whole mortgage process to ensure you have a stress-free experience.
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Whether you are purchasing your first, second, or third home, something pre-construction or re-sale, or even building it in your favourite neighbourhood, I am committed to helping you get approved and move in to the place you call home.
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Structuring products tailored to you, interest rates, terms, prepayment and penalties, and closing costs are just some of the things I will coach you through to ensure you are well informed and prepared. These simple discussions can help save you thousands of dollars.
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I will assist you in determining your maximum approval amount before you ever go shopping or put in your offer. In this industry, things change, and often. I continue to ensure I stay current with industry knowledge and insight which allows me to better assist you, so you dont have to.
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First-time Home Buyers? Low Credit score? Not enough Income? Self-employed? Don’t show much on your taxes? I have mortgage solutions that can help with that.
There is always an option for you. The bank, monoline lenders, alternative lenders, mortgage investment corporations and over 60+ private lenders who compete for your business.
We are the industry leaders when it comes to mortgages for self-employed individuals.
Take advantage of today’s low interest rates, and get expert advice every step of the way. We work for you and not the bank. Find out what an independent broker can do for you.
Get Started by​ scheduling a FREE no-obligation consultation by clicking on the button or fill out the form below. I will be calling you very soon!
Some of the Company We Keep
You Deserve A Better Mortgage. I Can Help.
I'm not your typical mortgage agent and that's a good thing
Steven Himelfarb
Vice President of Sales
Mortgage Agent Level 2
(416) 450-3171
LIC# 12662
Stress-Free and Empowering
I work for you and not the banks or any other lender. I provide unbiased and trusted expert advice to help you get better results.
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I'm responsive, responsible, and professional
I'm fast....like super fast. I'm with you every step of the way until we get you approved.
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Best Rates
my Bank rates are even better than the Bank! My experience, relationships, and understanding on how to negotiate with the Banks, Monoline Lenders, Alternative Lenders and Private Lenders allow me to get you the best rate based on your unique situation.
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Be Confident
This industry and the market is always changing. You are coming to me because it is my job to know all the changes and how to structure and leverage them to your benefit and get you approved.
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Specializing in Private Mortgages and Alternative Lending
over 14 years of experience in getting mortgages approved in this space. It's what we specialize in. I have over 60+ private lenders that compete for your business which helps keep traditionally high rates and fees, low.
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Education and Experience
You aren't just getting a mortgage, as a mortgage professional I will teach you how to position yourself for wealth and beyond. I'm part of a top independent brokerage that has won several industry awards.
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Coverage
I've got a mortgage for that. Great credit, bad credit, self-employed, new to Canada...you name it, I've got you covered all over Ontario.
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Technologically Advanced
Everything is virtually digital. We speak, sign, and complete everything using digital platforms. Get a mortgage anywhere.
