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Let Me Guide You to Get the Best Debt Consolidation Mortgages in Ontario

Homeowners - Get out of Debt Fast.  Consolidate your debt today!

  • Lower your monthly payments

  • Improve Cash Flow

  • Eliminate high-interest Credit Cards and other debts

  • One simple lower payment

  • Rebuild your Credit

  • Put money aside for savings

What is a Debt Consolidation Mortgage and How Does it Work


Essentially, you are refinancing your current home's mortgage and leveraging the equity in it to create a whole new mortgage to cover it all, in one lower payment. You can take out up to 80% of your homes' appraised value, assuming your income and credit support this new amount.  If it doesnt, that's OK.  We have great relationships with alternative and private lenders who can still get you approved at rates much better than the interest you are paying on credit cards or other forms of unsecured debt.  

You don't have to stay trapped in not making your monthly payments and being charged high interest rates making it even harder to get out.  There is a better way. 


To learn how you as a homeowner can leverage the equity in your home and consolidate debt, get in touch today!

Get Started by​ scheduling a FREE no-obligation consultation by clicking on the button or fill out the form below.  I will be calling you very soon!

Some of the Company We Keep


You Deserve A Better Mortgage.  I Can Help.

I'm not your typical mortgage agent and that's a good thing

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Steven Himelfarb

Vice President of Sales

Mortgage Agent Level 2

(416) 450-3171

LIC# 12662

Stress-Free and Empowering

I work for you and not the banks or any other lender. I provide unbiased and trusted expert advice to help you get better results.

I'm responsive, responsible, and professional

I'm super fast.  I'm with you every step of the way until we get you approved. 

Best Rates

my Bank rates are even better than the Bank!  My experience, relationships, and understanding on how to negotiate with the Banks, Monoline Lenders, Alternative Lenders and Private Lenders allow me to get you the best rate based on your unique situation.

Be Confident

This industry and the market is always changing.  You are coming to me because it is my job to know all the changes and how to structure and leverage them to your benefit and get you approved.

Specializing in Private Mortgages and Alternative Lending

over 14 years of experience in getting mortgages approved in this space.  It's what we specialize in.  I have over 60+ private lenders that compete for your business which helps keep traditionally high rates and fees, low.

Education and Experience

You aren't just getting a mortgage, as a mortgage professional I will teach you how to position yourself for wealth and beyond.  I'm part of a top independent brokerage that has won several industry awards.


I've got a mortgage for that. Great credit, bad credit, self-employed, new to name it, I've got you covered all over Ontario.

Technologically Advanced

Everything is virtually digital.  We speak, sign, and complete everything using digital platforms.  Get a mortgage anywhere.

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